A customer orders a service by phone, accepts a quote by email or messages you on WhatsApp. You do not always need a full online shop. You can prepare a specific payment, send the customer a ready-to-use link, provide a unique payment code or share a QR code.
A payment link is particularly useful when the customer already knows what they are paying for and how much they need to pay. Instead of sending bank details and later trying to match a transfer to an order, you can prepare the payment in JustPayFor and manage it from one place.
JustPayFor lets you do more than simply create links. You can also use unique payment codes, QR codes, custom labels, expiry dates and payment statuses, making it easier to organise a larger number of customer payments.
How does a payment link work?
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Create the payment
Set the amount and add the information needed to identify the customer, order or payment.
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Share it with the customer
Send the payment link, provide the unique payment code or share a QR code.
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The customer pays online
The customer opens the prepared page and continues to the payment handled by the provider connected to your account.
Why use a payment link for your business?
Not every sale begins with a customer visiting an online shop.
For many businesses, an order starts with a phone call, email, messaging app, social media conversation or an individually prepared quote.
If the customer already knows what they are buying and the final price has been agreed, there is often little reason to send them through a full product catalogue. You can give them a direct route to payment instead.
You can learn more about the feature on our Payment Link page.
When should you use a payment link?
Phone orders
The customer places an order by phone, you agree the price, and after the call you send them a ready-to-use payment link.
WhatsApp and Messenger
Once the details have been agreed, send the payment in the same conversation instead of directing the customer to a full online shop.
Bespoke quotes
Each customer can receive a payment prepared for the specific amount agreed with them.
Additional charges
If an extra cost is added after the original order, you can prepare a separate payment for the additional amount.
Payment after a quote is accepted
The customer accepts your quote or proposal and then receives a direct route to payment.
Selling without an online shop
You can accept online payments even if your business does not operate a traditional ecommerce website.
Payment link, unique code or QR?
JustPayFor gives you several ways to share a prepared payment with a customer. You do not have to use exactly the same method every time.
| Method | How does it work? | Where is it useful? |
|---|---|---|
| Payment link | The customer clicks the address they receive and opens the prepared payment page. | Text message, email, WhatsApp, Messenger, social media |
| Unique payment code | The customer can use a short code assigned to the prepared payment. | Phone calls, messages or situations where a short code is easier to share than a full web address |
| QR code | The customer scans the code with their phone and opens the prepared page. | Premises, stalls, events, posters, leaflets or screens |
A QR code is not a payment method in itself. It is simply a quick way to open the prepared page. The customer then chooses from the payment methods made available by the provider connected to your seller account.
If this is the type of payment flow you need, see Scan to Pay.
Custom labels help keep payments organised
If you send one or two payment links each week, finding the right payment is usually easy. Once you start handling more orders, organisation becomes much more important.
JustPayFor allows you to use your own labels and identifiers to help separate payments according to the way your business works.
For example, you can use them to identify particular customers, types of service, orders or other groups of payments.
Customer details and payment information in one place
A prepared payment can contain information that helps you identify it later, including customer details and the agreed amount.
This means you do not have to remember which order was connected to a particular link you sent several days earlier.
The payment can be associated with the information you need for everyday customer and order management.
Payment link expiry dates
Not every payment needs to remain available indefinitely.
An expiry date allows you to control how long a prepared payment can be used by the customer.
This can be particularly useful for bespoke quotes, reservations or prices that are valid only for a limited period.
Check payment status without searching for a bank transfer
One practical benefit of creating an individual payment is that it can be associated with a specific customer or order.
You can check its current status in the JustPayFor panel and more easily separate completed payments from those still waiting to be finalised.
The payment result is provided by the connected payment provider, while JustPayFor uses that information to update the relevant payment.
Tools for managing larger numbers of payment links
A payment link should be simple for the customer, but the business also needs practical tools for managing the payments it creates.
Copy the link
Copy the prepared address and paste it into a text message, email, WhatsApp conversation or another message.
Send by email
Send the prepared payment directly to the customer's email address.
QR code
Generate a QR code for the payment and let the customer scan it instead of typing or opening a web address manually.
Edit
Update the available information associated with the prepared payment from your account panel.
Duplicate
Use an existing payment as the starting point for a new one instead of creating everything again from scratch.
Keep the panel organised
Remove payments you no longer need so that your list remains easier to manage.
Why can duplicating a payment save time?
Imagine a business that regularly charges a similar amount for the same service but works with different customers.
Instead of preparing every payment from the beginning, an existing payment can be used as a starting point and the relevant information changed for the next customer.
For a single transaction this may not make much difference. When you prepare dozens of similar payments each month, it can remove a lot of repetitive work.
Example: a customer orders a service through WhatsApp
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Agree the details
The customer explains what they need and you agree the final price for the service.
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Create the payment link
You prepare the payment in JustPayFor and paste the link directly into the conversation.
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The customer pays
They open the link and continue to the payment handled by the provider connected to your account.
Does the customer pay directly inside WhatsApp?
No. WhatsApp, Messenger, text message or email is simply the channel used to send the payment link.
Once the customer opens it, they are taken to the prepared page and the actual transaction is then processed through the connected payment provider.
This lets you continue the sales conversation wherever it is most convenient for the customer while keeping the payment process separate from the messaging service.
Which payment methods will the customer see?
JustPayFor does not impose one payment method on every seller.
The options shown to the customer depend on the payment provider connected to your account, the provider's services, your market and the configuration of your merchant account.
Depending on the provider, these may include card payments, digital wallets, bank-based payments or other local and alternative payment methods.
Are payment links secure?
JustPayFor prepares the payment and directs the customer into the process handled by the connected payment provider.
The payment provider is responsible for processing the actual transaction and for the payment-security mechanisms used within its service.
JustPayFor does not store the customer's payment card details and does not act as the provider holding your sales revenue.
Where does the money go?
Customer funds do not first go to JustPayFor for us to pay them out to you later.
The transaction is handled by the payment provider connected to your seller account, and funds are settled according to the terms of your agreement with that provider.
JustPayFor can receive information about the payment result so that the appropriate status can be shown in the system.
Payment link or bank transfer?
| Feature | JustPayFor payment link | Standard bank transfer details |
|---|---|---|
| Prepared amount | Yes | The customer normally enters it manually |
| Linked to a specific payment | Yes | Requires your own organisation |
| Status in JustPayFor | Yes | No |
| Share using a QR code | Yes | Not as part of a standard bank transfer |
| Unique payment code | Yes | No |
| Custom labels and organisation | Yes | Handled separately |
Payment link or virtual basket?
Both can lead the customer to online payment, but they solve slightly different problems.
A payment link is usually the better fit when the customer already knows the final amount and does not need a detailed breakdown of several products or services.
If the order contains several items and you want the customer to see the individual products, services or quantities, a virtual basket may be more suitable.
We compare both options in more detail in our guide “Payment Link or Virtual Basket? Which Should You Send to a Customer?”.
What about deposits?
Not every customer should be asked to pay the full value of an order immediately.
If they are reserving an appointment, workshop, service or other future booking, you may prefer a payment flow designed for taking money in advance.
See Deposits and Bookings if that model better matches the way your business works.
How much do payment links cost with JustPayFor?
monthly JustPayFor fee
JustPayFor does not charge a monthly subscription or its own percentage fee on the value of each sale.
Transaction processing
The cost of processing the actual payment depends on the pricing and terms of the provider connected to your seller account.
Frequently asked questions
A payment link takes the customer to a prepared page where they can check the payment information and continue to the payment handled by the provider connected to the seller's account.
No. A payment link can be used without a full online shop, for example after a phone order, messaging conversation or bespoke quote.
Yes. You can copy the payment link and send it through WhatsApp, text message, email, Messenger or another messaging service.
It is a code assigned to a prepared payment that can be given to the customer as an alternative to sharing the full link. The code allows the relevant payment to be found in JustPayFor.
No. The customer can open the payment they receive and continue to payment without creating a JustPayFor account.
Currency availability depends on the payment provider, your market and the configuration of your merchant account. Not every provider or account supports the same currencies.
JustPayFor does not charge a monthly subscription or its own percentage fee on the value of each sale. Transaction-processing fees depend on the payment provider connected to the seller's account.
Give your customer a simple way to pay
Create a payment, send a link, code or QR and manage your prepared payments from one place.
