JustPayFor works with Worldpay, one of the global providers of payment technology. The partnership makes it possible to combine JustPayFor sales tools with payment processing provided by Worldpay, giving businesses another way to accept payments online.
This is particularly useful for businesses that want to use JustPayFor without building a full online shop, while still relying on an established payment provider to handle the actual transaction.
JustPayFor and Worldpay have different roles in the process. JustPayFor helps prepare the sale, order or payment, while Worldpay handles the actual payment transaction for suitably configured merchant accounts.
What does the JustPayFor + Worldpay partnership mean?
The aim of the partnership is to allow businesses to use JustPayFor sales features together with Worldpay's payment infrastructure.
In practice, this means a business can prepare the sale in JustPayFor and the customer can then continue to a payment handled by Worldpay.
JustPayFor
Provides the tools for preparing an offer, order or payment and giving the customer a simple way to access it.
Worldpay
Handles the actual transaction, provides the payment methods enabled for the merchant account and settles funds according to the seller's agreement.
Not just for traditional online shops
One of the main ideas behind JustPayFor is that businesses should be able to accept online payments even when they do not need a full ecommerce website.
A sale might begin over the phone, by email, through WhatsApp, on social media or during a direct conversation with a customer.
JustPayFor can then be used to prepare the appropriate order or payment, while Worldpay can handle the actual transaction.
How can Worldpay be used with JustPayFor?
Payment Link
Prepare a specific payment and send it to the customer by text message, email, WhatsApp or another messaging service.
Scan to Pay
Give the customer a QR code that opens a prepared payment or sales page on their phone.
Virtual Basket
Prepare an order containing several products or services and show the customer a clear summary before payment.
Deposits and Bookings
Take an agreed payment before an appointment, service, workshop or other future booking.
Online Ticket Sales
Create events and sell tickets online while the actual customer payment can be handled by the connected provider.
Online Fundraisers
Where the activity and payment-provider requirements allow it, JustPayFor can also be used to prepare an online fundraising page.
What does the payment process look like?
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The seller prepares the sale
A payment link, Virtual Basket, ticket, deposit or another sales flow is prepared in JustPayFor.
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The customer opens it
They receive a link, scan a QR code or open the prepared sales page.
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Worldpay handles the transaction
The customer continues to the payment process available for the seller's Worldpay configuration.
Which payment methods are available?
The payment methods available to customers depend on the services enabled on the Worldpay account, the market and the individual merchant configuration.
Depending on the account, these may include card payments, digital wallets and selected local or alternative payment methods.
JustPayFor does not force every seller to use the same payment method. The final options available to the customer are determined by the connected payment provider and account configuration.
The partnership does not mean JustPayFor holds your money
This is an important distinction.
Customer funds do not first go to JustPayFor before being paid out to the seller.
The actual transaction is processed by Worldpay, and funds are settled according to the terms of the merchant's agreement with the provider.
JustPayFor receives the information needed to manage the order and payment status, but it does not hold the seller's sales revenue.
What about payment security?
JustPayFor does not store customers' payment card details.
The actual processing of the transaction and the security mechanisms used within the payment process are handled by Worldpay.
This allows JustPayFor to focus on preparing and managing the sale while the payment infrastructure remains with the payment provider.
Do I need a new Worldpay account?
If your business already uses Worldpay, it may be possible to use the existing account with JustPayFor.
This depends on the services enabled on the account and whether it has the appropriate configuration for the required online payments.
For example, an account used only for in-person terminal payments should not automatically be assumed to include everything needed for an online integration.
It is therefore worth checking the existing Worldpay setup before creating or changing an account.
How much does it cost to use JustPayFor with Worldpay?
monthly JustPayFor fee
JustPayFor does not charge a monthly subscription or its own percentage fee on the value of each sale.
Payment processing
Transaction-processing charges and any other applicable costs depend on the merchant's agreement with Worldpay.
It is therefore important to separate the cost of using JustPayFor from the cost of processing the actual payment through Worldpay.
Why does JustPayFor work with payment providers?
JustPayFor is not designed to replace a payment provider.
Our role is to make it easier for the seller to prepare an offer or order and give the customer a simple route from the sale to payment.
Working with providers such as Worldpay separates these two areas. JustPayFor provides the sales tools, while the payment provider supplies the infrastructure needed to process the transaction.
That is the model behind the JustPayFor + Worldpay partnership.
Want to understand the full JustPayFor flow?
Worldpay is one part of the payment process, while JustPayFor can be used across several different sales scenarios.
If you want to see how payment links, QR codes, Virtual Baskets, deposits, tickets and other features work together, visit How JustPayFor Works.
Frequently asked questions
Yes. Worldpay is one of the payment providers that can work with JustPayFor to process transactions for suitably configured seller accounts.
JustPayFor provides tools for preparing the sale and order, while Worldpay handles the actual payment processing through the services enabled on the seller's account.
It may be possible if your existing Worldpay account includes the appropriate services and configuration for the required online payments.
No. The transaction is handled by Worldpay and funds are settled according to the terms of the seller's account with the provider. JustPayFor does not hold sales revenue.
JustPayFor does not charge its own percentage fee on the value of each sale or a monthly subscription. Worldpay charges depend on the merchant's agreement with the payment provider.
Want to use Worldpay with JustPayFor?
Create a seller account or contact us if you want to check whether your Worldpay setup can be used with JustPayFor.
