Worldpay for Business: How It Works with JustPayFor

Worldpay provides the payment-processing layer, while JustPayFor gives you a simple way to prepare what your customer is paying for. You can send a payment link, display a QR code, create a virtual basket, take a deposit or sell tickets online without building a full ecommerce website.

The two services have different roles. Worldpay is the payment provider, while JustPayFor provides the sales flow before the payment. Used together, they give businesses a practical way to accept online payments without having to build their own complete checkout system.

Worldpay and JustPayFor do different jobs

It is easier to understand the setup if you separate the sale from the payment itself.

What payment methods can Worldpay support?

Worldpay supports online card payments and a range of digital and alternative payment methods. The exact options available to you depend on your country, merchant account, contract and configuration.

Depending on your setup, customers may be able to use methods such as:

• Visa and Mastercard,
• American Express where available,
• Apple Pay,
• Google Pay,
• other digital wallets,
• local and alternative payment methods available for specific markets.

You should therefore treat the payment methods shown to your customers as part of your Worldpay configuration rather than something controlled directly by JustPayFor.

You do not need a full online shop

Worldpay is widely used for ecommerce, but not every business needs to build a traditional online shop before it can start accepting online payments.

JustPayFor provides the customer-facing sales flow, while Worldpay takes care of the payment. This makes the combination useful for businesses that sell through conversations, quotes, appointments, events or direct customer contact.

How do you get started with Worldpay?

If you want to use Worldpay with JustPayFor, the first step is to have an active Worldpay merchant account suitable for online payments.

Already have a Worldpay account?

You do not necessarily need to create another account simply because you want to use JustPayFor.

If you already have an active Worldpay account that supports the required online payment setup, you can provide the relevant account details when configuring JustPayFor.

If you are unsure whether your existing Worldpay account is suitable, contact us before setting up the connection and we can help you identify what information is required.

What happens when the customer pays?

Where does the money go?

JustPayFor does not collect your customers' money and hold it before paying it out to you.

Worldpay processes the transaction and settles funds according to the terms and settlement arrangements of your merchant account.

This keeps the roles clear: JustPayFor manages the sales experience, while the payment provider manages the movement of funds.

What does Worldpay cost with JustPayFor?

It is therefore useful to separate the cost of the JustPayFor sales tools from the cost of processing the transaction through Worldpay.

Worldpay for UK and international customers

Worldpay is particularly relevant to JustPayFor because businesses may need to accept familiar payment methods from customers across different markets.

Payment preferences vary by country. Cards remain important in markets such as the UK, while digital wallets and local payment methods have become increasingly important in online commerce.

The methods available to your customers will depend on your Worldpay account and the markets you operate in, but using a provider with broad payment-method support gives you more flexibility as the business grows.

Payment security and fraud prevention

The payment-processing layer is handled by Worldpay rather than by JustPayFor.

Worldpay provides its own payment infrastructure, security controls and fraud-prevention capabilities. JustPayFor focuses on the order or offer before the customer moves into the payment stage.

This separation means you do not need to build your own payment-processing infrastructure simply to use JustPayFor.

Worldpay Dashboard and JustPayFor

Your Worldpay account remains the place where you manage the payment-provider side of the relationship, including the transactions processed through Worldpay and your merchant account configuration.

JustPayFor does not try to replace the Worldpay Dashboard. It focuses on the sales side: what the customer is buying, the amount to pay and how the payment is shared with them.

Why use Worldpay with JustPayFor?

The combination lets each service focus on what it is designed to do.

JustPayFor provides simple sales tools for links, QR codes, baskets, deposits, tickets and other payment scenarios. Worldpay provides the payment-processing infrastructure behind the transaction.

For a business that wants to accept online payments without building a complete ecommerce system from scratch, that separation can make the setup much simpler.

To compare the different ways you can accept payments, see how JustPayFor works .

Frequently asked questions